Appraisal services for Cliffside Park and Bergen County homeowners

Check out the top seven reasons NJ homeowners use Gold Coast Appraisal Group LLC:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to lower your mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a NJ divorce, where real estate property needs to be divided
  7. To determine the true market value of property in question to settle an estate in NJ

Do you own a home in or near Cliffside Park? Do you need help deciding the value of your real estate?
Contact Gold Coast Appraisal Group LLC.

We at Gold Coast Appraisal Group LLC understand the special needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Gold Coast Appraisal Group LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value assessment than yours.

Appraisals to remove PMI

A fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Gold Coast Appraisal Group LLC is veterans in helping homeowners just like you do away with unwanted PMI insurance.

Challenge a property tax assessment

If you live in an area that is declining or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting an expert appraisal from Gold Coast Appraisal Group LLC is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Gold Coast Appraisal Group LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for precision? In a field review we will go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.

Got a Question?

Do you have a question relating to real estate appraisals? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

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