Real estate appraisal services for homeowners in the city of Cliffside Park and Bergen County![]() Here are the top 7 reasons why NJ homeowners hire Gold Coast Appraisal Group LLC:
Need help deciding the value of your house in or near Cliffside Park, NJ?
We at Gold Coast Appraisal Group LLC understand the particular needs of a customer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Gold Coast Appraisal Group LLC, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value judgement than yours. PMI Removal AppraisalsA popular way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. Gold Coast Appraisal Group LLC is seasoned in helping people just like you get rid of unneeded PMI insurance. Challenge a property tax assessmentLets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. A professional appraisal from Gold Coast Appraisal Group LLC is your best weapon when challenging your property tax assessment. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Gold Coast Appraisal Group LLC can help you reinstate your HELOC. We Provide Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property. |
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